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By Michael S. Anderson of Anderson Tax Law logo for Arizona tax attorney Michael S. Anderson P.C.
  • How much money can the IRS garnish from my paycheck?

    The most an Arizona creditor with a judgement can garnish from your paycheck is 25%.  The IRS is a different animal and isn’t subject to Arizona’s exemption laws.  As a result, it can garnish much more.  In some cases, the majority of the paycheck can be taken.  (See IRS wage levy page) In 2015, a…

  • If the IRS can’t recover, it can’t seize or levy

    If the IRS can’t recover, it can’t seize or levy Pursuant to Internal Revenue Code Sections 6331(f) and 6331(j)(2)(c), the IRS cannot seize property or levy unless doing so will result in money for it. I recently represented a client who had some equity in a vacation home.  The IRS Revenue Officer wanted the home…

  • The IRS Final Notice of Intent to Levy or why you should always open your mail

    The IRS Final Notice of Intent to Levy or why you should always open your mail I’m surprised at how often my clients bring me a box filled with un-opened mail from the IRS.  To tell you the truth, most of it is junk. Reminders to pay, debt breakdowns, letters requesting missing tax returns, etc….

  • Releasing an IRS levy when tax returns aren’t filed

    Releasing an IRS levy when tax returns aren’t filed The IRS likes to get attention.  It doesn’t take “selfies” to get it, but once it issues a wage garnishment or a bank levy on your account, you will wish that it just used a camera instead. It doesn’t use a camera because it wants something…

  • Does the IRS have to leave me with a “livable wage” if it garnishes my paycheck?

    No, the IRS doesn’t have to leave you a livable wage. The IRS must only follow a table that determines how much money it must leave for you to live on each month.  See IRS Publication 1494. The amount that it must leave is small, and there are just 4 factors that play into the…

  • I owe the IRS and am worried about an IRS Levy, how do I prevent it?

    Internal Revenue Code Section 6331 authorizes an IRS Levy.  An IRS Levy is the taking of any property or right to property that belongs to you or any property that has a federal tax lien attached to it unless that property is exempt.  Certain minimal personal property items are exempt from levy and certain types…

  • Can the IRS Revenue Officer visit my Home?

    The IRS Revenue Officer can visit your home or place of business and in fact, the IRS encourages the Revenue Officer to pay you a visit.  If you have serious tax debt or unfiled returns…you should expect it. Background There are two types of direct “collectors” that work for the IRS. A. ACS Employees Automated…

  • IRS Levy Release

    IRS Levy Release The IRS is adept at taking money from paychecks via wage garnishment and bank accounts for taxes owed the Government via bank levy. An employer is required to collect the majority of a taxpayer’s check and forward it to the IRS if it has received a notice of wage garnishment. The amount…

  • IRS Levy – IRS Froze my Bank Account – When Can I Use it Again

    A common concern once the IRS Levies or “freezes” a bank account is whether it will remain in place as to all future deposits. In other words, can the frozen account still be used to make deposits and pay bills? The good news is that the IRS Bank Account Levy only freezes the money that…


    Bankruptcy and the IRS Collection Due Process Appeal – The relationship is important The Bankruptcy Code and the Tax Code cross paths on a regular basis. One example of this is when a taxpayer has filed a “Collection Due Process” Appeal with the IRS and used it to eventually negotiate a payment plan. While the…