Helping Arizonans Solve Tax And Consumer Debt Problems

Many Arizonans are finding it difficult to pay basic living expenses while dealing with debt problems.  They often feel overwhelmed and often don’t know where to turn for information and solutions.  I can help.

I am an Arizona Attorney who helps those with serious tax and consumer debt problems.  Since 1996 I have helped clients with the following types of problems reduce or eliminate millions of dollars of debt,  stop IRS collection, save homes and cars and get a new start.

  • Tax Debt  -  Income Tax, Payroll Tax, Sales Tax
  • Consumer Debt  -  Credit Card, Medical,  Payday Loan, Mortgage Foreclosure, Debt Buyer Lawsuit
  • IRS Problems  - Unfiled Tax Returns, IRS Substitute Tax Returns, IRS Levy, IRS Lien,  Failed Audit, Failed Offer in Compromise,  Inability to Maintain IRS Installment Agreement
  • Consumer Debt Problems  -   Creditor Lawsuit, Wage Levy, Foreclosure, Repossession, Unsecured Second Mortgage,  Debt Collector Harassment

Most clients take advantage of one or more of the following legal solutions:

  • Debt Settlement  - Credit Card Settlement, Second Mortgage Settlement, IRS Tax Debt Settlement
  • Bankruptcy – Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Tax Motivated Bankruptcy
  • IRS Installment Agreement/Non Collectible Status Negotiation – Negotiation and Future Bankruptcy, Negotiation and Use of Statute of Limitations on IRS Collection
  • Debt Collection Help – IRS Levy Release, IRS Lien issues, Suing Debt Collectors that violate the FDCPA, and Creditors that violate the Bankruptcy Rules
  • Unfiled Tax Returns  - Creation of Missing Returns in order to challenge IRS Substitute Returns and get into the System
  • IRS Appeals  - Appeal IRS Decisions
Although I have helped more than 2000 people since the practice began, the practice isn’t “high volume”. Every client is unique and deserves honest advice and individualized representation.  The representation may include one legal solution or a combination of legal solutions, whatever best meets the need of the client. (Read more about the practice here)
For most, there is a real solution.  The solution may require some planning and patience, but it exists.  If you are serious about finding it, you can start by doing the following:

Learn More About Options

Gather Basic Information

  • IRS and/or consumer debt?  Calculate your average income and budget and be familiar with your asset and debt situation. Gather any recent communication from creditors and/or the IRS.

Call Me

You will spend some time on the phone with me before meeting in person.  This phone call is free.  I will listen to your situation and your goals,  ask a number of questions, answer some of yours, and provide thoughts about potential solutions.

I am in the business of solving debt problems and want to solve yours.

I look forward to helping you!

Michael Anderson

Michael S. Anderson, Attorney